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3. Composition of total liabilities
9,000 8,000 7,000 6,000 5,000 4,000 3,000 2,000 1,000
0
Q1:2014 Q2:2014
Technical provisions Reinsurance payable
Q3:2014 Q4:2014
Q1:2015 Q2:2015
Unearned premium reserves Other liabilities
Q4:2015
Q3:2015
Total liabilities have increased by 73% from QAR 4.5 billion to QAR 7.8 billion over the 12-month period ending 31 December 2015 and are dominated by technical provisions and unearned premium reserves.
4. Premium by line of business
Q4 2015
20%
56%
5%
4%
10%
38%
Q4 2014
Accident and health Agriculture
Credit & surety Other
Motor
Property - other Energy Long-term (life)
3%
15%
19%
3%
8% 2%
2%
6%
4%
5%
Health and motor insurance in aggregate account for 76% of total business volume as of 31 December 2015, having increased from 53% as of 31 December 2014.
49
QAR Millions